Membership Information:
Credit Unions are unique in today's ever changing financial world. To open an account, a person must be eligible to join. We do not have customers, we have members . A member of the Credit Union is also an owner of the Credit Union. This is why a Credit Union can not be bought out by the highest bidder, or taken over by another financial institution.
All members are entitled to 1 vote at the Annual Meeting. All members are required to have a savings account. This savings account establishes their Primary Shares. An initial deposit of $5 is required to open a share account. This $5 must remain in the account at all times for the account to remain open. Once this Share account is established, then a member can apply or take advantage of any products or services which we offer.
Advantages of Membership:
- NOT FOR PROFIT - Because of this special status, our profits go back to our members in the form of higher dividends on Savings, lower Loan Rates, and lower fees.
- MEMBER OWNED - A Credit Union can not be bought, sold, or taken over. We are here for our members who are our owners, no one else.
- BETTER SERVICE - In the ratings of financial institutions throughout the U.S., Credit Unions are generally rated higher than any other type of financial institution when it comes to personal service.
- ONCE A MEMBER ALWAYS A MEMBER - Once you open your account with us, your account will always be open. It is yours for life. Even if you move from a community we serve, or leave an employee group we service, the account is yours to keep for life.
- FAMILY MEMBERSHIP - Do you like the service and products we provide? Wish your family could have an account also? Well they can. Family members are automatically eligible for membership. Call us for details.
Membership Has Its Rewards!
Members Only - Not For Profit, But For Service!
